1. Why do people get so excited about a huge tax return? All it means is that you let the government hold onto your money all year. It's not free money! It is your money that you earned. It would be much better if you had been able to sock that money away and at least make a little interest. Unfortunately, it's not easy to be so diligent. In the end, for some people, tax return money is like a little forced savings account. Now if only these people would stick that money into their credit card debt or invest it instead of "investing" in a new snowmachine . . .
2. Which brings me to my second point. "Invest" does not mean "spend a lot of money." It does not mean "spend a lot of money because I want my kids to be safer and I want to look cooler and I like designer bags." When you invest, you are putting resources into something with the anticipation of profitable return. You invest time in your kids because you believe it will make them better people for years to come. You invest money in the stock market, because you believe (hope) it will grow. You do not invest in a stroller or even a car. These items depreciate over time, and cars cost money to maintain. It is not an investment, it is a purchase. Nothing wrong with it, but call it what it is.
3. Everybody needs an i.Phone. What is this? Now I don't pay too much attention to expensive gadgets, so correct me if I'm wrong, but these things cost like a few hundred bucks, right? And the plan is like another hundred a month? For a phone. Sorry, I just don't get it.
(Admittedly, I wouldn't mind having one, although I do think they are a tad big.)
4. Designer handbags are a status symbol. Sorry, once again I just don't get it. Especially when the bag is basically one huge logo for the designer. Or too tiny or huge to be practical. Or just plain gaudy. For the record, I would love to splurge on a really nice bag. But if I ever do, it will not cost half my paycheck, and it will not be a sloppy, trendy mess.
5. Mac haters, Favre haters, Swimmer haters, and California haters. Enough said.
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So that hair dryer I bought today wasn't an investment??? Awww. And that money I'm getting back isn't just a free gift from the government??? Shoot!
ReplyDeleteBy the way, when (and yes, I said WHEN) you have an iPhone you'll understand the hype. I promise. It's pretty stinking amazing. Go apple.
Lindsay, you may be the next Andy Rooney!
ReplyDeleteThe iPhone thing is admittedly a weak point since 1. I am an apple fan, 2. They really are cool little gadgets, 3. My rant just makes me sound jealous.
ReplyDeleteHahahaha... I love you. Designer bags annoy the crap out of me.
ReplyDeleteI mostly agree with you... except we have iPhone's too. They are pretty sweet. (and it helps that we have a 20% discount on the plan through work).
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